Privacy Policy

1. Introduction

At Quick-Fund Loan Inc, protecting your privacy is a top priority. This Privacy Policy outlines the ways in which we collect, use, disclose, and protect your personal information when you access our website or utilize our services.

2. Information We Collect

Personal Information

We may collect personal information that you provide directly to us, including:

• Name, address, phone number, and email address
• Date of birth and Social Security number (last 4 digits)
• Employment information and income details
• Banking information for loan disbursement
• Financial information relevant to loan applications

Automatically Collected Information

We may automatically collect certain information when you visit our website:

• IP address and browser information
• Device information and operating system
• Pages visited and time spent on our website
• Referring website information

3. How We Use Your Information

We use the information we collect for the following purposes:

• Process and evaluate loan applications
• Verify your identity and prevent fraud
• Communicate with you about your application and account
• Improve our website and services
• Comply with legal and regulatory requirements
• Send you marketing communications (with your consent)

4. Information Sharing and Disclosure

We may share your information in the following circumstances:

Service Providers

We may share your information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, and customer service.

Legal Requirements

We may disclose your information if required by law or in response to valid legal processes, such as a court order or government request.

Business Transfers

If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• SSL encryption for data transmission
• Secure servers and databases
• Access controls and authentication
• Regular security audits and updates

6. Your Rights and Choices

You have certain rights regarding your personal information:

• Access: You can request access to your personal information
• Correction: You can request correction of inaccurate information
• Deletion: You can request deletion of your information (subject to legal requirements)
• Opt-out: You can opt out of marketing communications

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. You can control cookie settings through your browser preferences.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies.

9. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18.

10. California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected, the right to delete personal information, and the right to opt-out of the sale of personal information.

11. International Users

Our services are primarily intended for users in the United States. If you are accessing our services from outside the US, please be aware that your information may be transferred to and processed in the United States.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on our website and updating the "Last updated" date.

13. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us: